Hanbleceya is a private pay facility and does not contract directly with insurance companies nor do we accept assignment of benefits. However, at the request of our families, we are happy to provide courtesy superbilling to use for reimbursement from their insurance provider.
These superbills will be formatted based on insurance company specifications and ready for submission to the provider on a monthly basis. In our experience we find that most insurance companies will accept our superbill and provide partial reimbursement to the family. Families can also expect to have the regular psychiatry visits and medication prescriptions be covered by their insurance.
Our outside billing service can provide preauthorization services and help determine in some cases whether or not reimbursement is likely. We will provide information necessary for the outside billing company to submit claims for treatment. It should be mentioned that some of our Clients have not been eligible for reimbursement, while others have received significant reimbursement and in some cases 100% reimbursement.
In general, if insurance plans do reimburse for services, they will typically cover some or all of the following: psychiatry sessions, medications, individual group and family therapy sessions and psychological testing. Rarely do providers cover food, spending money, housing, or other activities and services.
The law requires insurance plans that have mental health coverage to cover any mental health disorder listed in the Diagnostic and Statistical Manual.
Hanbleceya offers one of the most affordable fee structures in the treatment industry. We feature an unparalleled level of psychological and psychiatric services within a therapeutic community model. We’ve been treating severe mental illness since 1979 and each family we work with can expect their loved-one to receive high quality services from some of the most experienced clinicians in the industry.
Insurance benefits for mental health care has always varied from insurance plan to insurance plan. The Mental Health Parity Act of 1996 requires insurance plans that offer mental health benefits to set limits equal to medical or surgical benefits. In July of 2000, California passed a Mental Health Parity Law (State Assembly Bill 88) that requires health care service plans to provide coverage for bipolar disorder, major depression, obsessive-compulsive disorder, panic disorder and some others. Benefits mandated include outpatient services, inpatient hospital services, partial hospitalization services, and in some cases prescription drugs.
In October of 2008, the Mental Health Parity and Addiction Parity Act of 2008 was implemented, expanding mental health reimbursement requirements for group health plans with more than 50 employees or employer self-insured or self-funded plans. This law requires plans that have mental health coverage to cover any mental health disorder listed in the DSM (Diagnostic and Statistical Manual) and it prohibits insurers and health plans from imposing treatment limitations on mental health benefits that are more restrictive than those applied to medical services.